herveus: (Norfolk and WayPal)
[personal profile] herveus
The house echoes. The acoustics of an empty house with no carpeting (save for the stairs) are very lively.

The putative buyers asked for an extension to the middle of December. We've said yes with strings made of negotiable instruments. We await their reply. Meanwhile, the house is officially on the market. Today, we had a showing to someone who had come through back in the summer before the contract was proffered. We'll see if they are interested.

Meanwhile, in order to not lose the opportunity to purchase the house we have increasingly become attached to, we have spoken with our Credit Union about creative ways to approach financing the new house that don't rely on the cash from selling the current house. Plan A foundered on the difficulty of getting some of the required signatures in a timely manner. Plan B involves going with a 95% 30-year loan instead of the 80% 15-year loan we were going for. Less cash at the settlement table is the name of the game. We await the approval of the PMI issuer, and I scramble to locate the requisite (though smaller) pile of cash needed to settle. This is not a solicitation. :)

I am expecting (hoping!) to be able to settle either Friday (18 Nov) or Monday (21 Nov). These appear to be realistic expectations at this time.
Meanwhile, we had an open house both days this weekend. Our realtor left the "OPEN" sign up in the front yard overnight. Sunday morning, I heard the front door open. A couple, out for a walk, saw the sign, and tried the (unlocked) front door. They were visiting their daughter who lives down the street, and are considering a move to our neck of the woods to be nearer the grandchildren. We showed them around the house and got them to sign the Open House roster so our realtor can get back to them. It was amusing, at the least.

If this all works out as (currently) planned, we will have time to do some of the work on the new house without having to vacate the current house completely (although if someone makes an offer with a short fuse to settlement, we will accomodate gladly). December looks to be right crazy. Christmas will be interesting.

Date: 2011-11-14 08:58 pm (UTC)
luscious_purple: women's rights (Default)
From: [personal profile] luscious_purple
Wow, just wow.

Does this mean you're not going to be able to sell your wares at either Holiday Faire and/or Darkover? (Because I'm thinking they're probably all packed up, right?)

If you get really desperate and/or the prospective buyer drops out, I could put you in touch with a guy at my church who is a Realtor. Just let me know and I'll ping you through email.

Date: 2011-11-14 10:13 pm (UTC)
luscious_purple: "avoid heralds" (avoid heralds)
From: [personal profile] luscious_purple
Oh, that's right, I forgot about the Virginia tax thing. Well, I won't be going to Holiday Faire either because of Philcon. I guess I'll be seeing you and Megan at Darkover, then.

Date: 2011-11-15 02:37 am (UTC)
morgynleri: A professional writer is an amateur writer who didn't quit (writer)
From: [personal profile] morgynleri
I will call mama when I leave here on Friday to find out where I should be headed, since I shall arrive in that neck of the woods sometime on Sunday.

(And yes, I know, I should be at work as I type this. Tell the migraine that hit like a ton of bricks at 3p that. *is just functional enough to want distraction rather than more sleep*)

Date: 2011-11-15 02:46 am (UTC)
morgynleri: mostly pink with yellow and light blue background with black text reading 'criticize by creating' (Default)
From: [personal profile] morgynleri
*nods* Still going to call mama's cell phone, because it will be late when I call - sometime after 11 my time, probably, which means after midnight there. I might not make it terribly far down the road (Wisconsin welcome center is the furthest likely before I stop to sleep some), but still, rather leave at night and get past the Twin Cities when everyone's still in bed. If Fargo is a zoo on Saturday mornings heading into the holidays, I don't want to think about what Minneapolis and St. Paul are going to be like.

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